# Concepts

- [API Connectivity Test](/partner-banking/concepts/api-connectivity-test.md): This API calls helps you to confirm if all the required authentication and signing works as expected.
- [Customers](/partner-banking/concepts/customers.md)
- [Personal Onboarding](/partner-banking/concepts/customers/personal-onboarding.md)
- [Creating Personal Prospects](/partner-banking/concepts/customers/personal-onboarding/creating-personal-prospects.md)
- [Managing Prospects](/partner-banking/concepts/customers/personal-onboarding/managing-prospects.md)
- [Compliance Checks](/partner-banking/concepts/customers/compliance-checks.md)
- [Cards](/partner-banking/concepts/cards.md): This section provides high-level information about card related capabilities of Partner Banking platform.
- [Externally Issued Cards](/partner-banking/concepts/cards/externally-issued-cards.md)
- [Accounts](/partner-banking/concepts/accounts.md): This section covers the different types of accounts supported by the Partner API, including primary accounts and virtual accounts.
- [Primary Accounts](/partner-banking/concepts/accounts/primary-accounts.md): This page contains API details for primary accounts
- [Virtual Accounts](/partner-banking/concepts/accounts/virtual-accounts.md)
- [Getting Accounts](/partner-banking/concepts/accounts/getting-accounts.md)
- [Balances Explained](/partner-banking/concepts/accounts/balances-explained.md): This page contains information about realtime balance APIs
- [Payments](/partner-banking/concepts/payments.md): This section covers the different types of payments supported by the Partner API, including internal payments, outbound payments, and inbound payments.
- [Payment Simulation](/partner-banking/concepts/payments/payment-simulation.md)
- [Inbound Payments](/partner-banking/concepts/payments/inbound-payments.md)
- [Account Funding](/partner-banking/concepts/payments/inbound-payments/account-funding.md)
- [Return Payments](/partner-banking/concepts/payments/inbound-payments/return-payments.md)
- [Internal Payments](/partner-banking/concepts/payments/internal-payments.md)
- [Counterparty Validation](/partner-banking/concepts/payments/counterparty-validation.md): This section explains how to validate external counterparty information before initiating outbound payments.
- [Outbound Payments](/partner-banking/concepts/payments/outbound-payments.md)
- [Payment Details](/partner-banking/concepts/payments/payment-details.md)
- [Payment Details with ID](/partner-banking/concepts/payments/payment-details/payment-details-with-id.md)
- [Payment Details with External Reference](/partner-banking/concepts/payments/payment-details/payment-details-with-external-reference.md)
- [Example UK Accounts](/partner-banking/concepts/payments/example-uk-accounts.md)
- [Transactions](/partner-banking/concepts/transactions.md)
- [Activity Feed](/partner-banking/concepts/transactions/activity-feed.md)
- [Webhooks](/partner-banking/concepts/webhooks.md): Subscribe to real-time changes with webhooks
- [Webhook Guidelines](/partner-banking/concepts/webhooks/webhook-guidelines.md): Detailed guidelines about how webhooks work.
- [Supported Events](/partner-banking/concepts/webhooks/supported-events.md)
- [Testing Webhooks](/partner-banking/concepts/webhooks/testing-webhooks.md)