For partners who need to make payments to other countries within the European Union, the API supports the Single Euro Payments Area (SEPA) payment scheme. SEPA covers the whole of the EU as well as Andorra, Iceland, Norway, Switzerland, Liechtenstein, Monaco, San Marino, United Kingdom, Vatican City State, Mayotte, Saint-Pierre-et Miquelon, Guernsey, Jersey and Isle of Man. This means that customers can make payments to other SEPA countries using the same standard process as they would for domestic payments, simplifying the payment process and reducing transaction costs.